These people are trying to sell me a credit card account for my new business (EPS Merchants). They said the brand new (however, it’s been sitting in the box for over 2 years) Nurit 8320 terminal that i own is “outdated”–something about needing the latest pci coding…–and they want me to get a “newer” machine from them (same Nurit 8320 model) for $34.99 a month–for 48 months. Wow. On top of this, they want me to SEND them my old one (which I OWN)…?

Supposedly their rates are $10/mo. flat rate, no contract. Plus 1.79% retail credit cards and $0.25 flat fee for all debit cards with pin entered by customer. If pin not used (run debit card as a credit card) then it is 1.49%.

Anyone know if i’m being taken for a ride here?? Thanks in advance…my store’s not even open yet…
@ James: “Data Entry From Home”?? Erm…this is a brick and mortar store, selling water conditioning supplies. Hence the need for a credit card machine. Thanks anyway there…

I’m looking to set up a merchant account with a good, reliable, inexpensive company. Any suggestions? (Please, only people with first-hand experience). I’m currently looking at merchantexpress.com. Does anybody have any experience with them? Thanks.

Here’s a quote I’ve received from one company. Looking for a better deal if anyone knows of one:

Here’s their terms for swiped cards:

Visa/MC rate: 1.69% + $0.20 per transaction
Visa/MC Debit rate: 1.49% + $0.20 per transaction

Monthly Gateway Fee: $0.00
Monthly Statement Fee: $8.00
Monthly Minimum: $0.00
Monthly Wireless Fee: $0.00
Annual Fee: $0.00

No setup, reprogramming or application fees.

• POS, Inventory, Unlimited Item/Service Buttons and Category Buttons
• Accounting, Time Clock, Payroll (hourly/commission), Returns, Layaway, Inventory
• Barcode Labels Printing/Scanning, Customer Management, Credit/Debit/Gift Card Processing
• Appointments/Scheduling, Receipts or Invoices (customizable)
• Many Reports, Low Stock Alerts, Imp/Exp Data TO Excel, Mailing Lists

Product Description
Free Video Tutorials
90 Days Money Back Guarantee
Free Lifetime e-mail customer support
Free Lifetime Updates
POS MAID is a Point of Sale Software, recommended for general merchandise retail stores, such as: Dollar store, Grocery store, Bakery, Auto/Car Sales, Clothing store, Vitamin store, Pet store, Sporting goods store, Electronic store, Computer store, Cell phone dealer, Toy store, Coffee shop, Newspaper / Magazine stand, Gift / Souvenir store, Gift shop and Boo… More >>

POS Software – All in One Retail Point of Sale Software – Credit Card Processing – Store Management Features, 90 Days Money Back, Free Updates/e-mail Support/video Tutorials