I want to start an online business so to get merchant accounts, I needed to get an EIN number, so i got one, but haven’t started the business yet. Do i still need to file if i don’t make anything this year?

I have a $ 250 credit card charge on my account but I cannot recall who I may have paid this to. The charge description says “DIVIRSFD BUSNIS”, but I cannot think of who that would be. Is there a way, using the merchant terminal number or anything elase, to find out what business this was.

I am considering starting a retail business in which I would have high volume in credit/debit card transactions. Fraud and the related chargebacks are a big concern for me. When I set up merchant accounts with Visa, Mastercard, etc. – is it possible to have the PIN number required on all transactions, whether debit or credit? I would like to completely eliminate the possibility of a credit or debit card being swiped and approved UNLESS the correct PIN is entered by the consumer in possession of the card. I believe that each and every credit/debit card has a PIN associated with it.
All (non-proprietrary) credit cards can be used for cash advances from an ATM. To do so requires the credit card PIN. Therefore, I believe all credit cards have a PIN associated with them.

I am considering starting a retail business in which I would have high volume in credit/debit card transactions. Fraud and the related chargebacks are a big concern for me. When I set up merchant accounts with Visa, Mastercard, etc. – is it possible to have the PIN number required on all transactions, whether debit or credit? I would like to completely eliminate the possibility of a credit or debit card being swiped and approved UNLESS the correct PIN is entered by the consumer in possession of the card. I believe that each and every credit/debit card has a PIN associated with it.
All (non-proprietrary) credit cards can be used for cash advances from an ATM. To do so requires the credit card PIN. Therefore, I believe all credit cards have a PIN associated with them.

I don’t have a merchant account but I am planning on accepting card payments Via a chip and pin device, you need a merchant number to do this. If I sign up for a paypal payments pro account, aswell as being able to use virtual terminal and website checkout integration, would I also get a merchant number so I can use a chip and pun device to fund my paypal merchant account. I am wanting to do it this way as I only use a personal bank account not a business one due to low credit score.

I closed my business, however, I left the business account open just in case I wanted to restart later. I told the merchant company to close my account and they did not and accessed my checking 2 times and caused overdraft fees. Anyone know my rights. An Inc. business is suppose to be treated seperately from an individual. The company had its own EIN and it was listed under the company name NOT mine. However, I was an officer on the account..

I am applying for no-income health insurance, but I have need < $1000 in my bank account. What else can they see with my ssn?

What is a merchant account number exactly? I’m trying to enter a new payee in my online billing with my local bank. Is the merchant account number my credit card number?