I am setting up a merchant account and I’m wondering how long it will take before I see the money in my account after processing. Also does it differ depending on the credit card? (Amex, Discover Visa)

I need credit card payment to sent the buyer or customer to fill out their credit card for payment receive without merchant account.. I dont want Paypal and Google Checkout.. so I had bad credit, Just need anyone know what the website for me to apply new member became Seller without use merchant account?? for example Alertpay without use merchant account and Paypal and Googlecheckout and Moneybookers.. Moneybooker arent available for usa right now only UK? help me find without use merchant for need trhough credit card payment thank

i dont trust paypal and never have. they always limit my accounts with tons of money in it and hold it for months!! then suspend it for all kinds of crazy reasons and ask for everything besides a dna test. im dont wanna bother with them. i want to sell on ebay, but no paypal. whats another credit card processor which is low cost and known? thanks!

I am considering starting a retail business in which I would have high volume in credit/debit card transactions. Fraud and the related chargebacks are a big concern for me. When I set up merchant accounts with Visa, Mastercard, etc. – is it possible to have the PIN number required on all transactions, whether debit or credit? I would like to completely eliminate the possibility of a credit or debit card being swiped and approved UNLESS the correct PIN is entered by the consumer in possession of the card. I believe that each and every credit/debit card has a PIN associated with it.
All (non-proprietrary) credit cards can be used for cash advances from an ATM. To do so requires the credit card PIN. Therefore, I believe all credit cards have a PIN associated with them.

I am considering starting a retail business in which I would have high volume in credit/debit card transactions. Fraud and the related chargebacks are a big concern for me. When I set up merchant accounts with Visa, Mastercard, etc. – is it possible to have the PIN number required on all transactions, whether debit or credit? I would like to completely eliminate the possibility of a credit or debit card being swiped and approved UNLESS the correct PIN is entered by the consumer in possession of the card. I believe that each and every credit/debit card has a PIN associated with it.
All (non-proprietrary) credit cards can be used for cash advances from an ATM. To do so requires the credit card PIN. Therefore, I believe all credit cards have a PIN associated with them.

how can i get this funds back whitout hiring a lawyer they holding funds i have no charged backs, need answer?

I’m looking for a company that can accept credit card orders from my clients and pay it directly to a bank account. We lose sales because people get lost trying to use paypal, they signup, go through tons of garbage then alltogether forget it because it’s too much hastle. So we tried a company like this but they take upwards of a month to get the money to our account. Can anyone recomend something? I’m making the page right now, so I am going to make the front end, so if there’s a system which I can just pass the info to and it can handle the payment that would be awesome.
Effective December 31, 2005, BidPay.com, Inc. will be discontinuing operations. As a result, BidPay will no longer offer payment services to the online auction industry. We regret any inconvenience to our users and thank them for their loyal patronage. Customer service will remain available at bidpayservice@bidpay.com through the month of February.