I own a restaurant and need some extra money for remodeling etc . I was told you can get a cash advance on your credit card merchant account instead of going through the process of a regular loan but I’m not sure. Anyone heard of have any experience with these? Do you need good credit to qualify?
I am asking specifically about credit card merchant advances, not fundraisers, grants etc.

I am planning on creating a website where I will be promoting a product to sell for some other website, do I need a tax id and a business license? I mean, since I am not using any merchant account, just promoting a product from another website.

I just recently opened a small clothing boutique. I only except cash right now because I am still shopping for a good low cost merchant account. I’ve tried a couple of banks but there all to expensive. Am I going to lose a lot of money doing this?
Thank you, I’ll see how it goes for awhile. It it seems like I am loosing a lot of customers due to this then I’ll get one immediately.

I have a couple of hundred in my savings and checking. I own a small boutique that is currently only accepting cash. Could I deposit my money in my personal savings for now until I set up a merchant account along with a business bank account?

I want to start an online business so to get merchant accounts, I needed to get an EIN number, so i got one, but haven’t started the business yet. Do i still need to file if i don’t make anything this year?

I have money in a personal cd and a couple of hundred in my savings and checking. I own a small boutique that is currently only accepting cash. Could I deposit my money in my personal savings for now until I set up a merchant account along with a business bank account?

I have a web-based business I’m building using Wordpress and the WP eCommerce plugin. I have another business where I can accept credit cards by inputting them manually into my laptop to bill my customers and want to use that merchant account with my WP eCommerce site. I’m thinking of buying the gold cart plugin upgrade for WP-eCommerce for $40 so I can link it to that account since I do not see that option in the original version.

Does it let me do that if I buy that plugin or can I get that without even buying it by tweaking the original WP-eCommerce install in some way?

I am in the process of opening my companies website to the public but I need a Merchant Account in order to charge customers for there orders during check out. I am sure there are numerous Merchant Companies out there to choose from but I want to be sure I pick the right one for my company. I am not sure how many transactions I will have per month because the business if very new but over time the amount of transactions will increase over time. I know that some Merchant services charge you on an estimated amount of transactions per month, and if you do not reach that level you will be charge additional fees.

If someone could give me some helpful information on what Merchant Companies are better than others, who has good rates? no monthly fees? cheaper monthly fees? etc…

As much information on this topic would be appreciate, even if you can point me in the right direction I would be appreciated.

Thank you for your time

I have a $ 250 credit card charge on my account but I cannot recall who I may have paid this to. The charge description says “DIVIRSFD BUSNIS”, but I cannot think of who that would be. Is there a way, using the merchant terminal number or anything elase, to find out what business this was.

I don’t have a merchant account but I am planning on accepting card payments Via a chip and pin device, you need a merchant number to do this. If I sign up for a paypal payments pro account, aswell as being able to use virtual terminal and website checkout integration, would I also get a merchant number so I can use a chip and pun device to fund my paypal merchant account. I am wanting to do it this way as I only use a personal bank account not a business one due to low credit score.