I heard that you can earn from setting up an adult website, so i wanna try this out, but i also heard that you need a merchant account to get paid for this kind of business. I just wanna ask if it takes really long to get this merchant account? and is there a way to get approval faster? I wanna make the best of my time earning and not from waiting. Thanks to those who can help.

I approved a charge on my credit card by telephone for my adult son at a dentist. The dentist then charged a second separate visit for additional work without asking me for approval. I am fighting this, but my credit card company is not helping much. Do I have recourse?